What to Expect at Your Confidential Consultation

Congratulations for taking the first step toward securing a smoother long-term care Medicaid application process and preserving your financial well-being. At NextPhase Navigators, we understand that navigating Medicaid eligibility and long-term care planning can feel overwhelming. That’s why your consultation is designed to be clear, informative, and stress-free.

Here’s what you can expect during your confidential consultation:

1. A Judgment-Free, No-Obligation Discussion

We know that every client’s situation is unique, and we’re here to listen. Whether you're just starting to explore Medicaid options or you're facing an urgent need, this consultation is a safe space to discuss your concerns without pressure or obligation.

  • We’ll begin by understanding your specific needs, whether it's for yourself, a spouse, or a loved one.

  • You can share as much or as little as you feel comfortable with—we’ll guide the conversation based on your situation.

  • Our focus is on providing clarity and solutions, not a sales pitch.

2. Review of Your Current Financial & Care Situation

Medicaid eligibility depends on income, assets, and care needs. During the consultation, we’ll take a high-level look at:

  • Your or your loved one's current financial picture (income, assets, expenses).

  • Existing long-term care arrangements, if any.

  • Any legal or financial planning you've done so far (such as wills, trusts, or power of attorney documents).

  • How soon Medicaid assistance may be needed.

Not sure about all the details? No worries—just share what you can, and we’ll help you determine the next steps.

3. Understanding Medicaid Rules & How They Apply to You

Medicaid rules can be complex and vary by state. We’ll explain:

  • The income and asset limits for Medicaid eligibility.

  • The “spend-down” process and what it means for your financial situation.

  • How to avoid common pitfalls that could delay approval or impact eligibility.

  • The role of exempt and countable assets in determining eligibility.

4. A Personalized Roadmap to Medicaid Approval

Once we understand your situation, we’ll outline a clear, step-by-step strategy to help you or your loved one qualify for Medicaid as efficiently as possible. This may include:

  • Implementation of strategies provided by legal counsel to preserve assets while meeting Medicaid guidelines.

  • Reviewing options for paying for care in the meantime.

  • Steps to gather and organize necessary documentation.

  • Timeline expectations based on your needs and Medicaid processing times.

5. Your Questions, Answered

This is your consultation, and we want you to leave feeling informed and confident. You’ll have the opportunity to ask any questions about:

  • Medicaid eligibility and application requirements.

  • The timeline and process for approval.

  • How Medicaid interacts with long-term care planning.

  • What happens if your loved one already receives care in a facility.

We encourage you to jot down any concerns before your consultation, so we can be sure to address everything that matters most to you.

What Happens Next?

At the end of your consultation, you’ll have a clear understanding of your options and the best path forward. If you decide to move forward with NextPhase Navigators, we’ll provide a detailed proposal outlining:

✅ The specific services we’ll provide to assist with Medicaid planning and application.

✅ A timeline for the process based on your unique situation.

✅ Any next steps you need to take to ensure a smooth and timely Medicaid approval.

If you need time to think things over, that’s okay! You’re under no obligation to move forward. Our goal is to give you the knowledge and confidence to make the best decision for you and your family.

Need to Reschedule? Have Questions Before Your Consultation?

If something comes up and you need to reschedule, or if you have any questions before we meet, don’t hesitate to reach out. You can email us at contact@nextphasenav.com, and a team member will be happy to assist you.

We look forward to speaking with you soon!

– The Team at NextPhase Navigators